3 Best Credit Cards

Chase Sapphire Preferred. 

After the cardholder spends $3.000, this card offers 40,000 bonus points, which can be redeemed for $400. 

Blue Cash Preferred from American Express. 

CardHub claims this is one of the nest cards you can get for everyday spending. It offers 6 percent cash back from supermarkets, 3 percent cash back from gas stations and 1 percent everywhere else. It does have a $75 annual fee, but if you spend $1,000 in the first three months, you get a $150 bonus, which pays that fee for the first two years.

Capital One Venture Card. 

If you choose to redeem your points for travel-related expenses, you get the equivalent of 2 percent cash back across all purchases. If you spend $1,000 in the first three months, you get a $100 reward. There is a $99 fee, but you get the first year free.